Benefits for accident, injury, sickness and disability insurance benefits for volunteer Fire Departments
Making Friends, Paying Claims
Benefits Available
ON DUTY Blanket Accident
and Sickness Insurance

OFF DUTY 24 Hour
Accident Coverage

Group Life Insurance
Critical Illness Insurance
Health and Dental Benefits
Group Registered Retirement
Savings Plan (RRSP)

Volunteer Firefighter
Master Card

Student Bursaries
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24 Hour OFF DUTY Accident Coverage
Twenty-Four (24) hours a day, anywhere in the world, while Off Duty.

BENEFIT HIGHLIGHTS:

Accidental Death and Dismemberment: Pays a principal sum of up to $1,000,000

Paralysis: 200% of principal sum

Seat Belt Benefit: Up to an additional 30% of the principal sum

Bereavement Benefit:

Funeral Expense Benefit:

Child Care Benefit: $5,000 per year, for each dependent child, up to a maximum of $50,000

Education Benefit: $20,000 for post secondary education for each dependent child

Parent Care Benefit: Up to $40,000 for Dependent Parents

Identification Benefit: For family member to travel to identify the deceased

Repatriation Benefit: To $10,000 to prepare and return the deceased’s body

Spouse Training:

Brain Damage Benefit: 100% of the Principal Sum

Home Health Care Benefit: $15,000

Coma Benefit: 1% of the Principal Sum per month

Total Weekly Disability Benefit for Injury: Up to $1,000 for up to 2 Years, following 7 day wait

Minimum Benefit: $100.00 per week for 13 weeks if not employed

Home and Vehicle Adaptation:

Rehabilitation:

Psychological Therapy:

Rehabilitation Benefit:

Family Transportation:

Career Members and Board Members: Can be included

Exclusions: No exclusions for sports or for pre-existing health conditions!

Exposure and Disappearance: Covered


FAMILY AD&D COVERAGE: (determined by status at time of claim)
i) 50% on Spouse & 15% each Child
ii) 60% Spouse or
iii) 20% each Child

Spouse Total Weekly Disability Benefit for Accidental Injury:
$100 a week for 13 weeks, following a 7 day wait

Need more information? Please contact:
Michael Crowe, Regional Director
Toll Free: 1 (866) 380-1990


Group Benefits for volunteer fire fighters
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Group Benefits for volunteer fire fighters
Accidental Injury
Accidental Sickness
Critical Illness
Disability Benefits
Life Insurance