Benefits for accident, injury, sickness and disability insurance benefits for volunteer Fire Departments
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and Sickness Insurance

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Accident Coverage

Group Life Insurance
Critical Illness Insurance
Health and Dental Benefits
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Savings Plan (RRSP)

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Group Critical Illness Insurance
A Critical Illness Plan fills the gap between life and disability insurance by providing coverage for life altering illnesses.
Our Critical Illness Insurance Covers Such Things As:
Cancer (life-threatening)
Heart attack
Alzheimer's disease
Loss of limbs
Aortic Surgery
Loss of speech
Aplastic anaemia
Major organ failure on waiting list
Bacterial meningitis
Major organ transplant
Benign brain tumour
Motor neuron disease
Multiple Sclerosis
Muscular Dystrophy
Coronary artery bypass surgery
Occupational HIV infection
Dilated cardiomyopathy
Parkinson's disease
Fulminant viral hepatitis
Primary pulmonary hypertension
Heart valve replacement
Severe burns
Kidney failure
Stroke (cerebrovascular accident)
Loss of Independent Existence

The Plan provides a lump sum benefit payable directly to members who are diagnosed with one of the preceding major illnesses or injuries. You will collect the lump sum benefit if you survive for 30 days after a covered condition has been diagnosed or a defined event has taken place. It will provide a Lump Sum Tax-Free Payment to Be Used In Any Way A Member Wishes. This would include such things as:
Alternate Medical Treatment
Investment for Future
Change of Lifestyle
Occupation Change
Private Nursing
Spousal time off work
Debt reduction
Supplement Pension
Excess medical expenses
Home Adaptation

A Group Plan offers the advantages of:
    - Guaranteed acceptance
    - No medical questions asked or testing required
    - The benefit is tax free
The plan is designed to provide financial resources that will allow Member’s to adjust to the changes in their lifestyles that are a result of having suffered a critical illness or injury.

Compensation Cancer Coverage Versus Group Critical Illness By
Province Or Territory:

Need more information? Please contact:
Michael Crowe, Regional Director
Toll Free: 1 (866) 380-1990

Group Benefits for volunteer fire fighters
Group Benefits for volunteer fire fighters
Accidental Injury
Accidental Sickness
Critical Illness
Disability Benefits
Life Insurance